SPECIAL REPORTS
Why Do Employees Have to Pay Out of Pocket for Work AI Subscriptions?
When employees pay out of pocket for AI subscriptions used for work, where should the line for company support be drawn? Based on surveys from South Korea (2025) and the UK (2026), this article examines personal financial burdens, evaluation fairness, and account management issues, while analyzing selection criteria for direct corporate contracts, expense reimbursement, and trial use.

When a company expects employees to work faster with AI, but the cost of those tools comes out of the employees' own credit cards, whose investment is actually driving productivity? The process by which individuals first discover tools and master them can be the starting point of innovation.…
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